Our Story: Clarity, Confidence & Financial Freedom
At CGJ Financial, we believe your money should serve your life — not the other way around. Our mission is to make financial planning simple, transparent, and empowering, so families can protect what matters most and build wealth for generations.
Our Story: Clarity, Confidence & Financial Freedom
At CGJ Financial, we believe your money should serve your life — not the other way around. Our mission is to make financial planning simple, transparent, and empowering, so families can protect what matters most and build wealth for generations.
We provide reliable solutions to protect what matters most
With a focus on exceptional customer service, personalized coverage, and a commitment to meeting your needs, we strive to be your trusted partner in financial solutions.
Customized Coverage
Customized Coverage
Top Customer Service
Top Customer Service
Trusted Expertise
Trusted Expertise
We provide reliable solutions to protect what matters most
With a focus on exceptional customer service, personalized coverage, and a commitment to meeting your needs, we strive to be your trusted partner in financial solutions.
Customized Coverage
Top Customer Service
Trusted Expertise
Meet Cruz Gallegos Jr. — Founder of CGJ Financial
Meet Cruz Gallegos Jr. - Founder of CGJ Financial
CGJ Financial was built on a simple mission: to give families clarity, confidence, and freedom in their financial future. As the driving force behind CGJ Financial, Cruz brings a client-first approach, deep expertise, and a passion for helping families protect what matters most while building lasting wealth.
Meet Cruz Gallegos Jr. — Founder of CGJ Financial
CGJ Financial was built on a simple mission: to give families clarity, confidence, and freedom in their financial future. As the driving force behind CGJ Financial, Cruz brings a client-first approach, deep expertise, and a passion for helping families protect what matters most while building lasting wealth.
Work Directly with Cruz
When you choose CGJ Financial, you work directly with Cruz — no call centers, no runaround, just personal guidance from someone committed to your success.
Schedule my Free Call
Work Directly with Cruz
When you choose CGJ Financial, you work directly with Cruz — no call centers, no runaround, just personal guidance from someone committed to your success.
Schedule my Free Call
Founded to give families clarity and confidence for every stage of life.
A Vision for Families
A Vision for Families
Backed by trusted carriers and partnerships like USSPT, bringing strength, discipline, and growth into financial planning.
Built on Partnerships
Built on Partnerships
A simple, customizable solution that combines life insurance, retirement optimization, and mortgage protection into one clear, powerful roadmap toward financial freedom.
Freedom Plan Strategy
Freedom Plan Strategy
Every family and future agent works directly with Cruz, ensuring personalized guidance, mission-driven solutions, and a long-term vision for building wealth and protecting futures. With CGJ Financial, you don’t just get coverage — you gain clarity, confidence, and a partner committed to walking with you every step of the way.
Founder-Led Commitment
Founder-Led Commitment
Founded to give families clarity and confidence for every stage of life.
A Vision for Families
Backed by trusted carriers and partnerships like USSPT, bringing strength, discipline, and growth into financial planning.
Built on Partnerships
A simple, customizable solution that combines life insurance, retirement optimization, and mortgage protection into one clear, powerful roadmap toward financial freedom.
Freedom Plan Strategy
Every family and future agent works directly with Cruz, ensuring personalized guidance, mission-driven solutions, and a long-term vision for building wealth and protecting futures. With CGJ Financial, you don’t just get coverage — you gain clarity, confidence, and a partner committed to walking with you every step of the way.
Founder-Led Commitment
Our Growth Pillars
From vision to commitment, these are the steps that drive CGJ Financial forward — and the same journey we invite every family and future agent to take.
Our Growth Pillars
From vision to commitment, these are the steps that drive CGJ Financial forward — and the same journey we invite every family and future agent to take.
1k+
People Insured
15+
A+ Trusted Partners
42 +
Years of Combined Team Experience
98%
Satisfaction Rating
1k +
People Insured
15 +
A+ Trusted Partners
42 +
Years of Combined Team Experience
98%
Satisfaction Rating
View our showcases
Whether you're looking for coverage for your home, automobile, health, or business, we've got you covered.
View our showcases
Whether you're looking for coverage for your home, automobile, health, or business, we've got you covered.
Testimonials
Here’s what our customer has to say
Insurance has been my trusted provider for auto coverage for years. Their policies are comprehensive and affordable, and their customer service is exceptional. When I had a minor accident, they handled everything swiftly and professionally, making a stressful situation easier. I couldn't ask for better protection!
Steve Johnson
Insurance has been my go-to for car insurance for the past three years, and I couldn’t be more satisfied. Their rates are competitive, and their claims process is smooth. When I had an accident, they handled everything quickly and professionally, ensuring I got back on the road without hassle. Highly recommend!
Max Flint
I've been insured with Insurance for over five years now, and I couldn't be happier. They provided me with a customized home insurance policy that perfectly suits my needs. Whenever I've had questions or needed assistance, their customer service team has been friendly, knowledgeable, and prompt in their responses.
Jaxson Dias
Insurance made getting life insurance so simple, fast, and completely stress-free. Their agents took the time to understand my situation and provided options that gave me peace of mind. Knowing my family is financially secure no matter what happens is truly invaluable. I truly appreciate their skills and support!
Mary Abramson
Insurance has been a lifesaver for my family’s home insurance. They offered a policy that covers everything we need at a great price. When we had storm damage last year, their claims team was incredibly responsive and helped us through every step. The peace of mind they provide is truly priceless! Highly recommend!
Sue Lindsi
Insurance has been my trusted provider for auto coverage for years. Their policies are comprehensive and affordable, and their customer service is exceptional. When I had a minor accident, they handled everything swiftly and professionally, making a stressful situation easier. I couldn't ask for better protection!
Steve Johnson
Insurance has been my go-to for car insurance for the past three years, and I couldn’t be more satisfied. Their rates are competitive, and their claims process is smooth. When I had an accident, they handled everything quickly and professionally, ensuring I got back on the road without hassle. Highly recommend!
Max Flint
I've been insured with Insurance for over five years now, and I couldn't be happier. They provided me with a customized home insurance policy that perfectly suits my needs. Whenever I've had questions or needed assistance, their customer service team has been friendly, knowledgeable, and prompt in their responses.
Jaxson Dias
Insurance made getting life insurance so simple, fast, and completely stress-free. Their agents took the time to understand my situation and provided options that gave me peace of mind. Knowing my family is financially secure no matter what happens is truly invaluable. I truly appreciate their skills and support!
Mary Abramson
Insurance has been a lifesaver for my family’s home insurance. They offered a policy that covers everything we need at a great price. When we had storm damage last year, their claims team was incredibly responsive and helped us through every step. The peace of mind they provide is truly priceless! Highly recommend!
Sue Lindsi
Insurance has been my trusted provider for auto coverage for years. Their policies are comprehensive and affordable, and their customer service is exceptional. When I had a minor accident, they handled everything swiftly and professionally, making a stressful situation easier. I couldn't ask for better protection!
Steve Johnson
Insurance has been my go-to for car insurance for the past three years, and I couldn’t be more satisfied. Their rates are competitive, and their claims process is smooth. When I had an accident, they handled everything quickly and professionally, ensuring I got back on the road without hassle. Highly recommend!
Max Flint
I've been insured with Insurance for over five years now, and I couldn't be happier. They provided me with a customized home insurance policy that perfectly suits my needs. Whenever I've had questions or needed assistance, their customer service team has been friendly, knowledgeable, and prompt in their responses.
Jaxson Dias
Insurance made getting life insurance so simple, fast, and completely stress-free. Their agents took the time to understand my situation and provided options that gave me peace of mind. Knowing my family is financially secure no matter what happens is truly invaluable. I truly appreciate their skills and support!
Mary Abramson
Insurance has been a lifesaver for my family’s home insurance. They offered a policy that covers everything we need at a great price. When we had storm damage last year, their claims team was incredibly responsive and helped us through every step. The peace of mind they provide is truly priceless! Highly recommend!
