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Your Texas Financial Reality, By the Numbers.

The financial pressure on Texas families is real, and the data proves it. This is the landscape we navigate every day:

• DEBT: Our major metros—including Austin, San Antonio, and Houston—rank as the top three most debt-ridden cities in the U.S.

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• PROTECTION: Statewide, 21.7% of Texans are medically uninsured, nearly three times the national average, leaving families dangerously exposed.

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• RETIREMENT: The target for a comfortable Texas retirement is $1,200,000 yet median savings for those nearing that goal are less than a quarter of that amount

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• INCOME SQUEEZE: Across our major cities, a gap is growing between income and the true cost of living, from skyrocketing housing to rising utility costs

  
  

Based in Austin, CGJ Financial was founded to master this reality for families across the state. Our mission is to help you eliminate debt, protect your future, and build wealth with tax-advantaged strategies that work.

We don't use generic advice; we use data-driven plans. We specialize in modern insurance with

Living Benefits

and indexed accounts that shield you from market loss, providing a clear path from financial stress to security.

Your financial future is too important to leave to chance. It's time to face the numbers and create a real plan. Book a complimentary discovery call and get clarity today.